J.S. Jenkins
Protect Your Institution Today
I am a 26-year veteran of the commercial insurance industry. As an agent, broker, and consultant, I provide strategic, unbiased, objective advisory services that assist organizations in improving productivity and performance, emphasizing managing risks and costs. I have nationwide capability and shop for insurance coverage on both a national and international basis. Let's save you money, get you in compliance, get you on the job site, and get you paid—same-day certificates.
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Contractors, Construction, Maintenance Risk
Transportation Insurance
General and Umbrella Liability Insurance
Workers Compensation
Employee Benefits
Bid, Performance, and Payment Bonds,
Commercial Property Insurance
Media, Advertising and Publishing Risk
Special Events Coverage
Errors and Omissions Insurance (E&O)
Cyber and Data Breach Liability Risk
Hired and Hon-Owned Auto
Worship Operations and Non-Profits
Retailers, Stores and Bodega
Bars and Restaurants
Security Firms, Security Guards
TV, Film, Entertainment Live Acts
Day Care Centers
Liquor Liability
Human Services and Allied Health Providers
Schools and Universities
Fitness Resort and Recreation Risks
Manufacturing
City and State Agencies
Crime Coverage
Staffing Firms
Medical Professionals
Warehouse, Storage and Distribution
Beauty Salon / Barbershops
Property Maintenance and Facilities Firms
Architectural Engineering and Planning Firms
Builders Risk
Museums and Cultural Operations
Cannabis Stores and Growers Risk
Clinics and Hospitals
Sports and League Play Risk
Professionals and Consultants
Hotel Motel Liability and Property Risk
PEO, Payroll Processing and HR Support
Life Insurance
International Liability, Property and Travel Risk
Employment Practices Liability
Funeral Director / Mortician / Crematory
Drones
Farm Ranch Liability and Property Risk
Technology Communication Firms
Key Man Life
Risk Management
Bond Management
Does your organization use Bonds?
Did you ever need to have something notarized only to find out the person or persons within your organization responsible for this work, notary commission has expired? And because of the confidential nature of your document, you're uneasy about sending to the vendor outside the institution. We manage the renewal process to keep your notaries active while providing you with monthly reporting, all in a paperless environment.
A Notary Bond is a financial guarantee that notaries purchase to protect the public from financial harm if they make a mistake or engage in misconduct while performing their duties. Notary bonds are required in many states, and the bond amount varies by state.
State law, municipal ordinances, or regulations often require license and Permit bonds. They are filed before the granting of a license for a particular type of work. License bonds guarantee payment to the obligee or, in some instances, to third parties for loss or damage resulting from violations by the licensee. Examples include contractor, electrician, and plumber license bonds.
Probate bonds guarantee that fiduciaries will fulfill their duties appropriately and ethically. Probate bonds are typically used for estates of deceased persons, individuals who are legally incompetent and minors. The bond guarantees an honest accounting and faithful performance of duties by administrators, executors, trustees, guardians, and other fiduciaries. It also protects against embezzlement of estate funds, improper disbursements, and losses on investments in some cases. Examples include administrator, executor, guardian, and conservator bonds.
Plaintiff court bonds are needed for individuals involved in litigation court proceedings who are seeking a legal remedy, often involving non-payment of a debt owed by the defendant. The plaintiff bond guarantees payment of damages if the action is decided in favor of the defendant. Examples include plaintiff attachment, replevin, sequestration, and Indemnity to Sheriff.
Defendant court bonds guarantee payment of damages suffered if the action is decided in favor of the plaintiff. Examples include defendant bonds, replevin bonds, and supersedeas bonds.
Public official bonds protect the interests of taxpayers and consumers to guarantee an elected or appointed public official will honestly and faithfully perform the duties of the elected or appointed office. The bonds also cover financial and property safekeeping. By law, bonded principals are responsible for the acts of their deputies, clerks, and other employees in their control. Examples are individual bonds that cover a single official or employee, position schedule bonds that cover specifically named employees, and public employee blanket bonds that cover all employees unless specifically excluded.
Fidelity bonds indemnify employers for financial or property loss caused by the dishonesty of employees. Fidelity bonds are sometimes referred to as dishonest insurance. The bond form refers to the obligee as the insured and the coverage as insurance.
Business service bonds and dishonesty bonds provide fidelity coverage for subscribers to a service against a dishonest act by an employee. Business service bonds are used for janitorial services and dishonesty bonds are used for all other business types.
The Federal Government requires federal bonds to guarantee compliance with Federal laws and regulations for government contracts. Many are financial guarantee bonds that guarantee payment of taxes, duties, fines, and penalties. Examples include custom, excise immigrant, and packers and stockyards bonds
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